What lenders look at
- Physical and economic occupancy
- Rental rate trends and concessions
- New supply in a 3 to 5 mile radius
- Management, in-house or third party
- Expansion potential
We package these points up front, so the lenders who see your deal already understand its strengths and how any weak spots are handled.
Loan options for this property type
Purchase loans
Buy multifamily, retail, office, industrial or special-purpose property with bank, agency or private financing.
Refinance and cash-out
Lower your payment, replace a maturing loan, or pull equity for your next acquisition.
Bridge loans
Short-term capital for value-add, lease-up or deals that need to move before a bank can.
Construction loans
Ground-up and heavy-rehab financing, with draws structured around your build schedule.
Frequently asked questions
Can I finance a self storage facility in lease-up?
Yes, typically with a bridge loan sized to projected stabilization, then a refinance.
Do you finance conversions to self storage?
Yes. Converting retail or industrial buildings is common, and we place both bridge and construction loans for it.
What occupancy do lenders want?
For permanent loans, most want stabilized occupancy, often 85% or higher, with a steady rent history.