What lenders look at
- Tenant or operator experience
- Licensing and regulatory standing
- Census and payer mix for senior housing
- Specialized build-out
- Practice financials for owner-users
We package these points up front, so the lenders who see your deal already understand its strengths and how any weak spots are handled.
Loan options for this property type
Purchase loans
Buy multifamily, retail, office, industrial or special-purpose property with bank, agency or private financing.
SBA 504 loans
Owner-occupied real estate with as little as 10% down and long-term fixed rates.
SBA 7(a) loans
Low-down-payment loans for owner-occupied real estate and business acquisitions.
Bridge loans
Short-term capital for value-add, lease-up or deals that need to move before a bank can.
Construction loans
Ground-up and heavy-rehab financing, with draws structured around your build schedule.
Frequently asked questions
Can a medical practice buy its building with a small down payment?
Yes. Practices often use SBA 504 or SBA 7(a) with as little as 10% down.
Do you finance assisted living and skilled nursing?
Yes, through bank, bridge and specialty healthcare lenders. Operator experience and occupancy drive the terms.
Is medical office easier to finance than regular office?
Usually. Medical tenants tend to stay longer and invest heavily in their space, which lenders like.