What lenders look at
- Tenant credit and lease terms remaining
- Anchor tenants and co-tenancy clauses
- Occupancy and rollover schedule
- Tenant estoppels and SNDAs
- Location, traffic and parking
We package these points up front, so the lenders who see your deal already understand its strengths and how any weak spots are handled.
Loan options for this property type
Purchase loans
Buy multifamily, retail, office, industrial or special-purpose property with bank, agency or private financing.
Refinance and cash-out
Lower your payment, replace a maturing loan, or pull equity for your next acquisition.
Bridge loans
Short-term capital for value-add, lease-up or deals that need to move before a bank can.
SBA 504 loans
Owner-occupied real estate with as little as 10% down and long-term fixed rates.
Recent closings
Solved: Renovation permits weren't ready, so the first lender denied it. We found one that would close.
Solved: A tenant refused to sign the lease estoppel. We placed it with a lender that could work around it.
Solved: The buyer needed a fast close before year end for tax reasons.
Frequently asked questions
What if a tenant won't sign an estoppel?
It happens, and it can stall a closing. In a recent $2,685,000 Walnut Creek purchase, a tenant refused to sign the lease estoppel. We placed the loan with a lender that could work around it.
Can I finance a partially vacant retail center?
Yes, usually through a bridge loan sized to current income with funds for tenant improvements and leasing costs.